real estate
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Why Housing Affordability Is the Biggest Financial Challenge in 2026
Housing affordability has become one of the most talked‑about financial challenges of 2026. Across the United States, rising home prices, limited inventory, and the cost of borrowing are putting homeownership out of reach for many families and first‑time buyers. Even as mortgage rates dip in early 2026, affordability gaps remain, and the issue has moved